Terms and Conditions

Terms of Use

You agree to these terms of use when using the website The term ‘you’ refers to the user or viewer of our website. And the Terms of Use herein are subject to change from time to time without notice.

Property Rights

All content on website including, but not limited to, design, text, graphics, interfaces, and the selection and arrangement thereof, and all software are the property of SmartValue Products Impex Pvt Ltd. (The Company)

Any other use of materials available on website, including, but not limited to, reproduction, modification, distribution or publication for any commercial or public purposes, without the prior written permission of The Company is strictly prohibited.

Use of website by You

You agree not to modify or copy, distribute, transmit, display, reproduce, publish, license, create derivative works from, transfer, or sell any information obtained from the website.

You shall not disseminate any unlawful, harassing, abusive, threatening, harmful, vulgar, obscene, or otherwise objectionable material using the website.

Unauthorized use of this website may give rise to a claim for damages and/or be a criminal offence.

You shall not use this website to interfere or disrupt networks or web sites connected to the website.


The names and logos and all related product and service names, design marks and slogans are the trademarks or service marks of The Company.

The site is not available to persons whose membership has been suspended or terminated by The Company for any reason whatsoever.

Intellectual Property Rights

FONACC and other names, graphics, logos, and icons identifying FONACC or its products or services are the proprietary marks of The Company.

These IPR’s may not be used in connection with any product or service that is not offered by The Company, in any manner that is likely to cause confusion among customers, or in any manner that disparages or discredits the brand, FONACC or The Company.


All the images used on the website are for representation purpose only.

Our website may contain links to other websites of interest. However, once you have used these links to leave our site, you should note that we do not have any control over that other website. Therefore, we cannot be responsible for the protection and privacy of any information which you provide whilst visiting such sites.

We will not sell, distribute or lease your personal information to third parties unless we have your permission or are required by law to do so.


All information, policies. Terms & Conditions, etc. are subject to change without prior notice. In case of any dispute, The Company’s decision shall be final and binding.


You are deemed to be responsible for, and shall use your own skill and judgment as to, the quality, value and suitability of such information and suggestions in relation to deciding purchase, reward referral and purchase of products. The Company hereby disclaims any and all liability for any transaction or any act of omission of any vendor or any loss incurred by you as a result of any act or omission of a vendor. The Company accepts no liability for any loses or claims arising from any inability to access the website or any failure to complete a transaction. The Company shall not be liable for any loss, cost, expense or damage of any nature whatever (whether direct or indirect) resulting from the provision of the services or your reliance upon the information and suggestions provided by The Company. The Company’s maximum liability to you for breach of any of its obligations hereunder shall be limited to the value of the product purchased.

All conditions and warranties, whether expressed or implied and whether arising under legislation or otherwise, as to condition, suitability, quality, fitness or ward supplied, are expressly excluded to the fullest extent permitted by law. Any liability that cannot be fully excluded is limited to replacing, repairing or crediting the value of the reward at our sole discretion. Safety of any reward supplied, are expressly excluded to the fullest extent permitted by law. Participating vendors and reward providers do not have any authority, expressed or implied, to make any representation or warranty on our behalf.

Any disputes are subject to Jurisdiction of MUMBAI, INDIA.